Effective Date: June 10, 2026
Last Updated: June 10, 2026
These Terms of Service ("Terms") govern your access to and use of The Forex Markup Spy ("we", "us", or "our"), accessible at theforexmarkupspy.com (the "Site"). Please read these Terms carefully before using the Site.
By accessing or using the Site, you agree to be bound by these Terms. If you do not agree, please do not use the Site.
The Forex Markup Spy is a free, informational tool that allows users to compare currency exchange rates against the mid-market rate to estimate potential markups or hidden fees charged by banks or foreign exchange service providers.
The Site is provided free of charge and is intended for informational and educational purposes only.
By using this Site, you confirm that you are at least 18 years of age, or that you are using the Site under the supervision of a parent or legal guardian who agrees to these Terms. If you are accessing the Site on behalf of an organization, you represent that you have the authority to bind that organization to these Terms.
The information, tools, and results provided by The Forex Markup Spy are for informational and educational purposes only. Nothing on this Site constitutes financial, investment, legal, or tax advice.
Specifically:
Always consult a qualified financial advisor or your bank directly before making financial decisions involving currency exchange.
We make reasonable efforts to ensure the accuracy and timeliness of the exchange rate data and calculations provided. However, we make no warranties or representations, express or implied, regarding:
Exchange rate data is provided by third-party services and cached periodically. We are not responsible for errors, delays, or inaccuracies in third-party data.
You may use the Site for personal, non-commercial informational purposes. You agree not to:
All content on this Site, including but not limited to the tool design, layout, text, graphics, logo, and code, is the property of The Forex Markup Spy and is protected by applicable intellectual property laws.
You are granted a limited, non-exclusive, non-transferable license to access and use the Site for personal, informational purposes. This license does not include the right to reproduce, modify, distribute, or create derivative works from any part of the Site without our express written permission.
The Site uses third-party services including Open Exchange Rates for currency data and Google AdSense for advertising. These services are governed by their own terms of service and privacy policies, which we encourage you to review.
The Site may contain links to third-party websites. We are not responsible for the content, accuracy, or practices of any third-party sites and do not endorse them. Accessing third-party links is at your own risk.
The Site displays advertisements served by Google AdSense. These ads help support the free operation of the Site. We do not endorse any products or services advertised on the Site. Advertisers do not influence the content, tools, or results provided by The Forex Markup Spy.
The Site and all its content and tools are provided on an "as is" and "as available" basis, without warranties of any kind, either express or implied, including but not limited to:
Your use of the Site is entirely at your own risk.
To the fullest extent permitted by applicable law, The Forex Markup Spy, its owners, operators, and affiliates shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising out of or related to:
This limitation applies regardless of whether the damages were foreseeable and whether we were advised of the possibility of such damages.
You agree to indemnify and hold harmless The Forex Markup Spy, its owners, and operators from and against any claims, damages, losses, liabilities, costs, and expenses (including reasonable legal fees) arising out of or related to your use of the Site, your violation of these Terms, or your violation of any applicable law or third-party rights.
These Terms shall be governed by and construed in accordance with the laws of the Republic of the Philippines, without regard to its conflict of law provisions. Any disputes arising under these Terms shall be subject to the exclusive jurisdiction of the courts located in the Philippines.
If you are accessing the Site from another jurisdiction, you are responsible for compliance with local laws to the extent applicable.
We reserve the right to update or modify these Terms at any time. When we do, we will update the "Last Updated" date at the top of this page. Your continued use of the Site after any changes constitutes your acceptance of the updated Terms.
We encourage you to review these Terms periodically to stay informed of any updates.
If you have any questions or concerns about these Terms of Service, please contact us at:
The Forex Markup Spy
Website: theforexmarkupspy.com
Email: xanadupacu@gmail.com
These Terms of Service were last updated on June 10, 2026.